Ringgit Rules Challenge

31 October 2026, 12.00PM
Countdown to Deadline for Competition
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📚Are you ready to boost your financial management skills? 

Calling all national primary and secondary schools! Join the Ringgit Rules Challenge to equip students with essential financial management knowledge, compete with schools nationwide and stand a chance to win up to RM1,000 cash prize.

Primary school students

Learn the basics of managing money and how to set a financial goal! 

Ask your teacher to register your school and complete the Ringgit Rules Junior online module to earn your FINCO Certificate!

Secondary School Students

Get the real-world money skills you actually need! You’ll learn:

  • 🏦 How Banks and its Tools Work
    Get to know everyday banking services and products.
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  • 💸 Smart Budgeting
    Master personal financial planning so you’re always in control of your cash.
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  • 🚫 How to Spot Scams & Fraud
    Learn the warning signs of scams & fraud and how to protect your wallet.

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Register an account on OpenLearning here or scan the QR code to access Ringgit Rules online modules.

Complete the modules to receive your AICB-endorsed FINCO Certificate!

Follow FINCO on Instagram or TikTok to automatically enter our RM50 lucky draw and be one of the 10 winners each month from July to October. Keep an eye on your inbox to see if you win!

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Help your students build financial management skills and get rewarded together! Motivate your students to complete the interactive online modules. 

  • Primary students will learn budgeting and financial goal-setting through Ringgit Rules Junior.
  • Secondary students will build practical skills in banking, budgeting, and scam and fraud prevention with Ringgit Rules.

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Register your school here or scan the QR code to receive your OpenLearning link and share it with your students.

Every student who completes the modules earns a FINCO certificate while you stand a chance to receive RM100 for yourself, and up to RM1,000 for your school!

Exciting Prizes Up for Grabs!

Student

10 lucky secondary school students will be selected monthly to win RM50 each!

Teacher

The first 30 teachers to guide 50 or more student completions will receive RM100 each.

School

Primary & Secondary Schools with the highest completion rates stand a chance to win:

  • 1st Prize: RM1,000
  • 2nd Prize: RM800
  • 3rd Prize: RM500

Winners will be announced on 10 November 2026.

  1. Only primary or secondary students and teachers from government schools in Malaysia are eligible to participate in this challenge. Students and teachers who do not meet these criteria will be disqualified.
  2. Each eligible secondary student who successfully completes the required course during the Challenge Period will receive one (1) entry into the lucky draw. Multiple completions, duplicate accounts, or repeated attempts by the same participant will not result in additional entries. Winners will be selected through a random lucky draw conducted after the Challenge Period on a date determined by the Organiser.
  3. Before any prize is awarded, the Organiser reserves the right to request supporting documents to verify a winner’s eligibility. Failure to provide the required documents within the stipulated timeframe may result in forfeiture of the prize, and the Organiser reserves the right to select an alternate winner.
  4. The Organiser reserves the right to disqualify any participant found to have breached these Terms and Conditions or engaged in conduct that compromises the fairness or integrity of the Challenge. 
  5. The Organiser’s decisions on all matters relating to the Challenge, including participant eligibility, verification of completion, winner selection, prize allocation, and the resolution of any disputes, shall be final and binding. No correspondence, appeal, or challenge will be entertained.
  6. By participating in the Challenge, winners agree that the Organiser may use their names, school names, or other related materials for publicity, promotional, and reporting purposes, in any media, without further compensation, unless otherwise prohibited by applicable law.
  7. FINCO will keep confidential all personal information collected through this challenge. We may however disclose such information to the following parties in the course of using the information for the reason it was collected:
    1. A person or company acting on behalf of FINCO;
    2. Any other person or company who has undertaken to keep such information confidential, provided they have a right to such information.
  8. We will keep any personal information you give us as long as there is a reason to do so, for instance to satisfy the law or regulations, or to protect our interests. If not, then we will destroy it by purging it from our electronic, manual, and other filing systems according to our internal procedures and schedules.